I am a great guy who just wishes I could be happy again.  I work 50 -60hours a week, and am on-call.  I make $2,000 a year too much for government assistance.  I work very hard, and still find myself not able to pay bills.  However, I can't seem to find ANY help.  If only I could get $20,000 to pay off bills, and only have to pay $200/month.  I could actually do something with my life.  I don't buy beer, ciggarettes, go out to eat, or ever go away on vacation.  I can never give my family what they deserve, and it makes me feel soo bad.  I have struggled financially for way too long!  I need help!  Isn't there any way to get help, when nobody will help?  They say money can't buy happiness, but being financially destroyed stops you from life!